Fair Credit Reporting Act
The FCRA gives several different federal agencies authority to enforce the FCRA:
CRAs, creditors and others not listed below:
Federal Trade Commission
Consumer Response Center – FCRA
Washington, DC 20580
(202) 326-3761
National banks, federal branches/agencies of foreign banks (word “National” or initials “N.A.” appears in or after bank’s name):
Office of the Comptroller of the Currency
Compliance Management, Mail Stop 6-6
Washington, DC 20219
(800) 613-6743
Federal Reserve System member banks (except national banks, and federal branches/agencies of foreign banks):
Federal Reserve Board
Division of Consumer & Community Affairs
Washington, DC 20551
(202) 452-3693
Savings associations and federally chartered savings banks (word “Federal” or initials “F.S.B.” appear in federal institution’s name):
Office of Thrift Supervision
Consumer Programs
Washington, DC 20552
(800) 842-6929
Federal credit unions (words “Federal Credit Union” appear in institution’s name):
National Credit Union Administration
1775 Duke Street
Alexandria, VA 22314
(703) 518-6360
State chartered banks that are not members of the Federal Reserve System:
Federal Deposit Insurance Corporation
Division of Compliance & Consumer Affairs
Washington, DC 20429
(800) 934-FDIC
Air, surface, or rail common carriers regulated by former Civil Aeronautics Board or Interstate Commerce Commission:
Department of Transportation
Office of Financial Management
Washington, DC 20590
(202) 366-1306
Activities subject to the Packers and Stockyards Act, 1912:
Department of Agriculture
Office of Deputy Administrator – GIPSA
Washington, DC 20250
(202) 720-7051